Saudi Arabia has recently expanded banking access for international visitors. The Saudi Central Bank’s new regulation allows tourists and business travellers to open a bank account with their Visitor ID at selected banks across the country. This update removes the previous geographic restrictions and makes financial transactions easier for millions of people visiting the country annually.
Whether you’re exploring investment options, attending events or conferences, or simply enjoying tourism, a local bank account helps make daily transactions easier. Keep reading this article to find out what documents are required, which banks accept Visitor ID, what features these accounts provide, and how this change affects your experience in Saudi Arabia.

What visitors need to open bank accounts with Visitor ID
To open bank account in Saudi Arabia, you need minimal documentation. Opening a bank account requires your Visitor ID, passport, and identity verification through either Absher or Nafath. These government-approved digital platforms verify your identity and legal status in the Kingdom.
Several prominent banks in Saudi Arabia now allow Visitor ID for opening bank accounts. Al Rajhi Bank, Saudi National Bank (SNB), Riyad Bank, and Arab National Bank have launched services for non-resident visitors. While each bank might have slightly different requirements, the core process will be generally the same among them.
The process of opening a bank account can take anywhere from same-day approval to three business days, depending on the bank and the completeness of your paperwork. Some banks allow you to open a bank account instantly using their mobile apps, while others need you to visit a branch in person. Getting your documents ready and verified through Absher or Nafath beforehand can help speed things up.

Features and limits of Visitor ID bank accounts
These accounts offer useful features for short to medium-term stays. Most banks provide debit cards that can be used at ATMs and point-of-sale terminals across Saudi Arabia. Mobile banking apps allow you to check your balances, transfer funds, and manage your account using your smartphone.
Integrating digital payments allows you to link your account with popular Saudi mobile wallets and payment platforms. This connectivity simplifies splitting restaurant bills, paying for transport, or shopping online compared to using cash.
However, these accounts have KYC limits as part of Anti-Money Laundering compliance measures. Transaction limits typically set individual transfers between SAR 50,000 and SAR 100,000, although the specific amounts can differ by bank. There may also be restrictions on monthly transaction volumes, and account balances cannot go over SAR 500,000 to SAR 1,000,000.
These bank accounts stay active as long as your Visitor ID is valid. Visitor ID validity usually matches the duration of your visa, which can differ but generally lasts up to one year. When your Visitor ID expires, you must either renew it or close the account and transfer the remaining funds elsewhere.
Also Read: How to Open a Business bank Account in Saudi Arabia

Impact on tourists and business visitors
These accounts offer useful features for short to medium-term stays. Most banks provide debit cards that can be used at ATMs and point-of-sale terminals across Saudi Arabia. Mobile banking apps allow you to check your balances, transfer funds, and manage your account using your smartphone.
Integrating digital payments allows you to link your account with popular Saudi mobile wallets and payment platforms. This connectivity simplifies splitting restaurant bills, paying for transport, or shopping online compared to using cash.
However, these accounts have KYC limits as part of Anti-Money Laundering compliance measures. Transaction limits typically set individual transfers between SAR 50,000 and SAR 100,000, although the specific amounts can differ by bank. There may also be restrictions on monthly transaction volumes, and account balances cannot go over SAR 500,000 to SAR 1,000,000.
These bank accounts stay active as long as your Visitor ID is valid. Visitor ID validity usually matches the duration of your visa, which can differ but generally lasts up to one year. When your Visitor ID expires, you must either renew it or close the account and transfer the remaining funds elsewhere.
Also Read: How to overcome bank account setup delays in Saudi Arabia
Conclusion
To open bank account in Saudi Arabia using Visitor ID is a big step forward to attract international visitors. These accounts offer practical benefits, including easy digital payments and better financial management during your stay. The process is simple, and the features are suitable for both tourists and professionals.
If you’re considering business setup in Saudi Arabia or need help with financial compliance, it’s important to know about transaction limits, necessary documents, and long-term strategies. That’s why you should reach out to us!
We specialise in assisting individuals and companies with financial management and regulatory compliance in Saudi Arabia. Whether you’re opening your first visitor account or setting up a full business presence, you’re just one call away from achieving your goals.